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Investar (ISTR) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended December 2025, Investar (ISTR - Free Report) reported revenue of $23.47 million, up 3.6% over the same period last year. EPS came in at $0.58, compared to $0.65 in the year-ago quarter.

The reported revenue represents no surprise over the Zacks Consensus Estimate of $0 million. With the consensus EPS estimate being $0.54, the EPS surprise was +8.41%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Investar performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 3.2% compared to the 3.2% average estimate based on two analysts.
  • Efficiency Ratio: 69.3% compared to the 65.5% average estimate based on two analysts.
  • Total Noninterest Income: $1.84 million compared to the $2.71 million average estimate based on two analysts.
  • Net Interest Income: $21.63 million compared to the $21.95 million average estimate based on two analysts.

View all Key Company Metrics for Investar here>>>

Shares of Investar have returned +2.3% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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